Corporates

“The coverage exists” may not be true for everyone.

In group policies, coverage is often attached to individual insured persons rather than to the policy as a whole. It is entirely ordinary for the same guarantee to exist for some insured persons and not for others — and a reading collapsed into a single value cannot see it.

The question you ask

“Is there a significant gap between our real risks and our insurance cover?”

Check your policy Try it on one of your decisions

No account yet? POLİÇEK accounts are opened by invitation. Request access

No finding without evidence. The decision is yours.

What you can do

Person-level coverage view
Portfolio and renewal calendar
Cross-evidence
Executive summary

Aggregation destroys information.

Summarising a group policy as “covered / not covered” can drop the employee who needs it most into the wrong bucket. Seeing the person-level truth requires building the person ↔ coverage link in the document; POLİÇEK builds it at read time.

Corporates

What you can do

Person-level coverage view
Insured persons in the document are separated out, so who holds a guarantee and who does not becomes visible per person. No single aggregated flag is produced.
Portfolio and renewal calendar
All corporate policies gather into one view; documents approaching expiry and scope changes between periods surface ahead of time.
Cross-evidence
Before a finding is shown, the engine asks whether anything else in the same document modifies or limits it. Causation is never invented: related evidence is presented as related, nothing more.
Executive summary
The summary that reaches a decision-maker stays attached to the evidence beneath it. A figure appears only on a line that has evidence; a line without evidence carries no figure.

See the evidence

You do not have to take POLİÇEK's word for it. Look at the evidence.

This card comes from a real, anonymised analysis. The top of the card is POLİÇEK's assessment; “See the evidence” opens what the document says — in English translation of the Turkish original.

Cross-evidence

Lifetime renewal guarantee held by only one of three insured persons

Why it matters

A reading that reduces this line to one true/false value says “no guarantee” and drops the insured person who does have it into the wrong bucket. Without the person ↔ guarantee link, this policy has not been read correctly.

Evidence

Source: the special terms of your policy · person-level extraction

See the evidence

As extracted from the document: insured 1 YES; insured 2 NO; insured 3 NO — same policy, same period.

Location in the document: special terms · per-insured cover table

What POLİÇEK is not

The limits a corporate buyer should know about.

It is not a broker: it does not bind policies, intermediate or negotiate premiums.
It recommends no insurer and no insurance product.
It is not an HR or employee-records system.

Let us not tell you. Let us show you, on a policy.

Pick one of your insurance decisions. Ask POLİÇEK:

“What am I missing?”

Check your policy Try it on one of your decisions

No account yet? POLİÇEK accounts are opened by invitation. Request access

POLİÇEK — Before you decide. Decide with evidence.

“The coverage exists” may not be true for everyone.

Aggregation destroys information.

What you can do

Person-level coverage view

Portfolio and renewal calendar

Cross-evidence

Executive summary

You do not have to take POLİÇEK's word for it. Look at the evidence.

Lifetime renewal guarantee held by only one of three insured persons

What POLİÇEK is not

Let us not tell you. Let us show you, on a policy.