POLİÇEK · Before you decide
POLİÇEK finds the points in insurance documents that could change your decision and shows them together with the evidence they rest on.
No account yet? POLİÇEK accounts are opened by invitation. Request access
No finding without evidence. The decision is yours.
75/100
Motor · Comprehensive
Rule-check score · It does not measure coverage adequacy.
Points that could change your decision
Evidence · p. 6
Strength: Earthquake, flood, hail and glass: no deductible
Clarify: Which reference will set the market value?
The problem
A policy can hold hundreds of correct facts. But for your decision, they are not all worth the same.
Sometimes a single clause can change the outcome of an insurance decision.
Before you make this decision, what are you missing?
For repairs carried out at authorised brand services that have no service agreement with the insurer, a 20% deductible is applied to the claim amount.
What POLİÇEK does
Separates out the clauses that may matter for your decision.
Shows, in plain words, why they may matter.
Shows the clause in the document that the assessment rests on.
Tries never to present unverifiable information as established fact.
The path every finding follows
See the evidence
This card is not a made-up example: it comes from a real motor-policy analysis, with only the insurer's name removed. The policy is in Turkish; the clause is shown here in English translation.
Why it matters
In a claim, part of the repair cost may be left with the insured.
Evidence
The relevant policy clause
For repairs carried out at authorised brand services that have no service agreement with the insurer, a 20% deductible is applied to the claim amount.
Location in the document: page 6 · special terms
Inside the product
These are not design mock-ups. They are real screenshots from the POLİÇEK application, shown with its Turkish interface. The policy data was generated for display; none of it belongs to a real customer.
The policy’s strengths, the points to watch and concrete next steps. Under every card sits the place in your policy where the clause is written — the engine shows the document’s sentence, not its own.
A consolidated view for agencies, brokers and companies running many policies: score distribution, total premium, critical findings and upcoming renewals on one screen.
Who it is for
“What important things should I know before I buy this policy?”
Explore“What might we have missed in the decision we gave our client?”
Explore“Is there a critical difference in this placement that could change the decision?”
Explore“Is there a significant gap between our real risks and our insurance cover?”
ExploreTrust
Every finding is tied to its sentence and page in the document.
What the document says and how POLİÇEK reads it sit on separate lines.
A field that cannot be read stays empty; a conditional finding is labelled conditional.
A low-confidence analysis goes to the expert review queue.
Which document was read, with which rules and when, stays on record.
POLİÇEK does not decide for you. The decision is yours.
Behind the engine
All four numbers are counted from the rule catalogue by machine and re-verified before every release (npm run rakam-kontrol); if they drift, the build stops. No customer count, accuracy rate or speed claim appears here — the value of this strip is that it can be verified.
Frequently asked questions
If your question is not here, write to us through the contact form.
POLİÇEK accounts are opened by invitation. Send an access request through the contact form; access for your organisation or a pilot conversation is requested through the same form.
19 lines: from motor and electric-vehicle motor to compulsory traffic and earthquake (DASK), home and commercial property, private and complementary health, liability, travel, personal accident, life, cargo and cyber. Both policies and quotes can be uploaded.
You upload the policy as a PDF, up to 10 MB per file. Password-protected PDFs are not accepted. Analysis usually takes a few minutes, and the report card is ready when it finishes.
Personal data such as national ID numbers, phone numbers, e-mail and street addresses are stored masked; names and company names are also masked in the reports you share. Details are on the Privacy & Data Protection page.
No. POLİÇEK does not sell policies, collect quotes, act as an intermediary or recommend any insurer. What it shows you is what your policy says.
No. AI reads the document; findings come from written rules and each one is tied to its sentence in the document. A field that cannot be read stays empty, and a conditional finding is labelled conditional. The decision is yours.
Another question? Write to us
Pick one of your insurance decisions. Ask POLİÇEK:
“What am I missing?”
No account yet? POLİÇEK accounts are opened by invitation. Request access
POLİÇEK — Before you decide. Decide with evidence.
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